Rather than come up with hokey resolutions to become a better person, lose weight, bla bla bla, I'm giving myself personal challenges for every month this year. My challenge for the month of January is to spend money on just the essentials. What do I consider an essential? Groceries. Bills. Gas. That's
it. No eating out, no buying clothes, no thrifting, no scouring Craigslist for antiques. I want to see how much I can save by limiting myself.

We'll see how it goes!
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